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Top 7 Ways to Invest Money in Nigeria


In a world where money is constantly tight, it can be hard to find the money to invest. But that doesn’t mean you have to put your investment goals on hold. In this article, we’ll explain how you can invest money in Nigeria without having to go through a bank or any other third party. We’ll also how to get the most out of your investment. Let’s get started!

Read Also: 5 Things you should know when Investing Money in Nigeria

7 Ways to Invest Money in Nigeria

There are a number of ways to invest money in Nigeria, and each has its own benefits and drawbacks. Here are a few options:

Invest in Stocks

Stock investing is a form of ownership in a company. Shares of stock represent an investment in the company, and you can buy or sell them at any time. If you hold stocks for long periods of time, your holdings will increase in value as the market rises (or falls).

Stock prices fluctuate with supply and demand on the market—the more shares available for sale; the lower their price will go; vice versa if too many people want to sell theirs at once. As an investor who buys 100 shares of XYZ Corp., you’re essentially putting down $1k initially to be paid back over time through dividends ($100/year times 5 years). You’ll also get a piece of future profits/losses if XYZ keeps growing as projected by management (for example: consistent sales growth + profit margin expansion).

Real Estate

Investing in real estate is a good long-term investment, but it’s also one of the most risky. It’s important to know what you’re getting into before you invest.

Real estate can be a great way to diversify your portfolio, especially if you’re looking for an alternative to stocks and bonds. Real estate investments offer higher returns than other types of investments because they tend to have a steady stream of income over time (if there are no property owners). They also provide diversification benefits: if one type of investment tanked, you could still keep buying up houses until your portfolio was back on track again!

Another advantage of investing in real estate is that it allows investors who want to live in their properties while they wait out an economic recovery from recession or war — which has been happening since 2008 here in Nigeria (and everywhere else).

Landed properties

Landed properties are also a good option for people who are looking for a long-term investment. This type of property typically offers much higher returns than other types of investments, and there’s also the added security of knowing that you’re guaranteed ownership of your property. You can buy landed properties through private treaty or auction, and then use them as an investment vehicle to generate passive income over time.

Read :15 Ways to Make Money Online in Nigeria

Quoted companies listed in Nigeria stock exchange

If you’re looking for an easy and quick way to make money, then investing in Quoted Companies listed on the Nigerian stock exchange is a good option.

To invest in a Quoted Company, you first need to find one that interests you. Once you’ve found one, you need to do your research and figure out its financials. From there, it’s simply a matter of buying shares in the company using your preferred investment method (like cash or through a brokerage). Once you’ve bought your shares, just sit back and watch your money grow

Forex Trading

Forex trading offers investor the opportunity to make quick profits by buying or selling foreign currencies. However, this involves substantial risk – if you lose your investments, you may not be able to get them back.

Become Distributor of a promising company

To become a distributor for a promising company, you first need to assess its potential. You can do this by reading industry reports and/or talking to experts who can give you an idea of the company’s strengths and weaknesses. After that, you’ll need to identify the channels through which the product or service can be sold. This will involve studying market trends, analyzing consumer behavior, and understanding what drives demand in that particular area. Once all this information is collected, it will be time to decide which channels are the best fit for your business.

Once you have decided on the channels through which your product or service will be sold, it’s time to get started building your distribution network. The most important part of this process is finding quality partners who are willing to help you reach as many people as possible. By doing this, you’ll maximize your chances of success and make plenty of money in the process

Buy reputable company’s Franchise

There are many popular companies that offer franchise opportunities in Nigeria. To find the best one for you, it’s important to do a lot of research and compare different options.

One good way to start your search is by looking online. You can use websites like or to compare different franchise offers from different companies. You’ll be able to see which ones have the most satisfied customers and which ones have the lowest fees and monthly payments.

Another great way to find a reputable company is by talking to friends or family members who are already involved in franchising businesses. They can give you valuable insights about what it takes to run a successful franchise, as well as the challenges that you may face down the road.

Finally, if you’re willing to go through the process of interviewing potential franchisees, then you should also consider doing this online or through phone interviews. This will help you get a better idea of how well each company runs their franchises and whether they would be a good fit for you specifically.


When it comes to investing, there are no guarantees. But if you take the time to research and educate yourself, you can minimize your risks and maximize your profits in the long run!

Which investments have the best returns in Nigeria?

When it comes to investing, it’s important to choose an investment that has a good return potential. If you’re looking for a safe and reliable option, then you should invest in stocks or bonds.

Stocks and bonds offer investors the chance to make money by buying and selling shares or bonds, respectively. These investments usually have a positive return – which means that over time, you’ll earn more than you put in.

Though stocks and bonds are both safe options, they’re not without their risks. For example, if the market goes down, your investment will lose value – which is why it’s important to do your research before investing. And remember that stocks and bonds aren’t the only types of investments out there – there are also other types of investments like real estate or gold that also offers good returns. So it’s worth exploring all the options before making a decision.

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